Flexible Payment Options

Flexible Finance Available

Get the furniture you need today and pay it off over time. No Deposit, no hidden fees — just easy weekly or fortnightly payments that suit your budget.

Apply In-Store Today
$0
Zero Initial payment
No Credit Card Required

Own Now, Pay Later

At Best Beds & Furniture, we believe everyone deserves quality furniture. That's why we offer flexible weekly finance options so you can get what you need without the upfront cost. No credit card required — apply in-store and get approved the same day.

6 MONTHS

Perfect for smaller purchases. Spread the cost over 6 months with low interest and low weekly payments.

12 MONTHS

Our most popular option. Pay off your new bed or mattress over a year with manageable weekly or fortnightly payments.

24 MONTHS

For larger purchases like bedroom suites and lounge suites. Extra time to pay with the same low-interest guarantee.

WINZ QUOTES

We accept Work and Income payments and provide free quotes for WINZ furniture grants. Ask us in-store for details.

How to Apply

Step 1: Visit our Papakura showroom and choose your furniture.
Step 2: Bring valid NZ ID and proof of income (bank statements or payslips).
Step 3: Complete a quick application — approval is often same-day.
Step 4: Take your furniture home and start paying weekly or fortnightly.

Minimum purchase amounts may apply. Terms and conditions apply. Ask our team for full details.

Finance FAQ

Common questions about our interest-free payment options.

What do I need to apply for finance?

You'll need a valid NZ photo ID (driver's licence or passport) and proof of regular income such as recent bank statements or payslips. You must be 18 years or older and a New Zealand resident.
Is it really interest-free?

Our finance partners provide personalised interest rates depending on your credit. Contact us to confirm the interest rates. You only pay the purchase price plus any applicable account fees. No hidden charges.
How quickly can I get approved?

Most applications are processed and approved the same day you apply in-store. In some cases, additional documentation may be required which can take 1-2 business days.
Is there a minimum purchase amount?

Minimum purchase amounts may apply depending on the finance term selected. Ask our in-store team for current thresholds and terms.
Can I pay off my finance early?

Yes, you can make extra payments or pay off your balance early at any time with no penalties. We encourage it!

Ready to Get Started?

Visit our showroom at 23 O'Shannessey Street, Papakura, or call us on 09-267 3266 to discuss your finance options.

Contact Us